SMSF Loans
Use your Super as a deposit for a Residential and Commercial Property
Boost your retirement plans and take over your superannuation management by purchasing investment properties using your funds as the deposit.
Like other superannuation (super) funds, self-managed super funds (SMSFs) are a way of saving for your retirement. The difference between an SMSF and other types of funds is, generally, that members of an SMSF are the trustees. This means the members of the SMSF run it for their own benefit.
People set up their own SMSF for control, flexibility and personal investment choice. You get to decide on your fund’s investment strategy and choose what your fund invests in and like all super funds the tax rate of an SMSF is 15 percent.
We can advise on your borrowing capacity and the funds required to purchase a Residential or Commercial property.
Residential Property
- Borrow up to 80% of the property value
- 25 year loan terms
- Min. loan size $100,000
- specialised premises
Commercial Property
- Borrow up to 75% of the property value
- 30 year loan terms
- No liquidity test
- Offices, warehouses, retail shops, farms and other specialised